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Preplanning can provide peace of mind for your loved ones. Preplanning removes the responsibility from your family in having to make difficult decisions at the time of death. Preplanning will provide the security of knowing that your wishes will be followed. Preplanning can range from simply suppling the funeral home with your wishes, to selecting such things as location of services, selecting a casket or urn, selecting music or even setting aside funds to cover your future funeral and burial expenses. Harder Funeral Home offers several different ways to fund your preneed plans. Final Expense Insurance: Another commonly used funding vehicle, in which funds are placed with an insurance company. These funds gain interest and stay in place until the time of death. Final expense insurance allows you to name a beneficiary so that any excess funds can be paid out to whomever you chose. Harder Funeral Home has licensed insurance agents with Fortis Benefits Insurance Co. and Forethought Insurance Co. The bank trust: A commonly used funding vehicle, in which funds are placed in a local bank in the form of certificates of deposits where they stay in your name and collect interest until the time of death. For further information or any questions that you may have, simply call us (262)781-8350 or fill out our online preplanning form. [ Merchandise | Pre - Arrange | Obituaries | Request Info ]
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